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a:hover{color:rgba(255,255,255,.7)}.tl-hero__label{display:inline-flex;align-items:center;gap:6px;font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--primary);margin-bottom:16px}.tl-hero__label:before{content:"●";font-size:8px}.tl-hero__title{font-size:clamp(1.75rem,3.5vw,2.75rem);font-weight:900;color:#fff;letter-spacing:-.02em;line-height:1.15;margin-bottom:14px;max-width:700px}.tl-hero__sub{font-size:15px;color:rgba(255,255,255,.55);line-height:1.7;max-width:580px;margin-bottom:0}.tl-body{background:var(--off-white,#F8FAFF);padding:56px 0 80px}.tl-calc-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:28px;gap:28px;align-items:flex-start}.tl-form-panel{background:#fff;border:1px solid rgba(0,0,0,.07);border-radius:20px;padding:32px}.tl-form-panel__title{font-size:1.1rem;font-weight:800;color:var(--navy-950);margin-bottom:24px;letter-spacing:-.01em}.tl-field{margin-bottom:20px}.tl-field:last-child{margin-bottom:0}.tl-label{display:flex;align-items:center;gap:6px;font-size:13px;font-weight:600;color:var(--navy-950);margin-bottom:8px}.tl-label svg{color:var(--primary);flex-shrink:0}.tl-input{width:100%;padding:11px 14px;font-size:14px;color:var(--navy-950);background:#fff;border:1.5px solid rgba(0,0,0,.12);border-radius:10px;outline:none;transition:border-color .15s,box-shadow .15s;box-sizing:border-box;font-family:inherit}.tl-input:focus{border-color:var(--primary);box-shadow:0 0 0 3px rgba(232,93,76,.1)}.tl-select{width:100%;font-size:14px;color:var(--navy-950);background:#fff;border:1.5px solid rgba(0,0,0,.12);border-radius:10px;outline:none;transition:border-color .15s,box-shadow 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rgba(0,0,0,.06);cursor:pointer;margin-bottom:10px}.tl-check-row:last-child{margin-bottom:0}.tl-check-row input[type=checkbox]{cursor:pointer}.tl-check-row__label{font-size:13px;font-weight:600;color:var(--navy-950)}.tl-check-row__sub{font-size:12px;color:#94a3b8;margin-left:2px;font-weight:400}.tl-form-section-title{font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#94a3b8;margin:20px 0 10px}.tl-form-section-title:first-child{margin-top:0}.tl-form-note{display:flex;gap:10px;background:rgba(232,93,76,.05);border:1px solid rgba(232,93,76,.12);border-radius:10px;padding:12px 14px;margin-top:16px}.tl-form-note svg{flex-shrink:0;color:var(--primary);margin-top:1px}.tl-form-note p{font-size:12.5px;color:#475569;line-height:1.6;margin:0}.tl-result-panel{background:var(--navy-950);border-radius:20px;padding:32px;position:-webkit-sticky;position:sticky;top:80px}.tl-result-panel__title{font-size:1.1rem;font-weight:800;color:#fff;margin-bottom:24px;letter-spacing:-.01em}.tl-result-primary{background:rgba(232,93,76,.1);border:1px solid rgba(232,93,76,.2);border-radius:16px;padding:22px 24px;margin-bottom:20px}.tl-result-primary__label{font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:rgba(255,255,255,.5);margin-bottom:6px}.tl-result-primary__value{font-size:clamp(1.75rem,3vw,2.25rem);font-weight:900;color:var(--primary);letter-spacing:-.02em;line-height:1}.tl-result-primary__sub{font-size:12px;color:rgba(255,255,255,.4);margin-top:6px}.tl-result-row-pair{display:grid;grid-template-columns:1fr 1fr;grid-gap:12px;gap:12px;margin-bottom:20px}.tl-result-cell{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.07);border-radius:12px;padding:14px 16px}.tl-result-cell__label{font-size:11px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:rgba(255,255,255,.4);margin-bottom:4px}.tl-result-cell__value{font-size:1.1rem;font-weight:800;color:#fff}.tl-table-wrap{border-radius:12px;overflow:hidden;border:1px solid rgba(255,255,255,.07);margin-bottom:16px}.tl-table{width:100%;border-collapse:collapse}.tl-table thead th{background:rgba(255,255,255,.06);color:rgba(255,255,255,.5);font-size:11px;font-weight:700;letter-spacing:.07em;text-transform:uppercase;padding:10px 14px;text-align:left}.tl-table tbody tr{border-bottom:1px solid rgba(255,255,255,.05)}.tl-table tbody tr:last-child{border-bottom:none}.tl-table td{padding:11px 14px;font-size:13px;color:rgba(255,255,255,.75);vertical-align:middle}.tl-table td:last-child{text-align:right;font-weight:600;color:#fff}.tl-table__section-head td{background:rgba(255,255,255,.04);font-size:11px;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:rgba(255,255,255,.4);padding:8px 14px}.tl-table__total td{padding-top:14px;padding-bottom:14px;font-weight:800;color:var(--primary);font-size:14px;border-top:1px solid rgba(255,255,255,.12)}.tl-table .tl-positive{color:#4ade80}.tl-table .tl-negative{color:#f87171}.tl-table .tl-neutral{color:rgba(255,255,255,.75)}.tl-result-note{display:flex;gap:10px;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.07);border-radius:10px;padding:12px 14px;margin-top:12px}.tl-result-note svg{flex-shrink:0;color:var(--primary);margin-top:1px}.tl-result-note p{font-size:12px;color:rgba(255,255,255,.5);line-height:1.6;margin:0}.tl-result-warn{display:flex;gap:10px;background:rgba(251,191,36,.06);border:1px solid rgba(251,191,36,.15);border-radius:10px;padding:12px 14px;margin-top:12px}.tl-result-warn svg{flex-shrink:0;color:#f59e0b;margin-top:1px}.tl-result-warn p{font-size:12px;color:rgba(255,255,255,.55);line-height:1.6;margin:0}.tl-why{background:#fff;padding:64px 0}.tl-why__header{text-align:center;max-width:580px;margin:0 auto 36px}.tl-why__label{display:inline-flex;align-items:center;gap:6px;font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--primary);margin-bottom:12px}.tl-why__label:before{content:"●";font-size:8px}.tl-why__title{font-size:clamp(1.3rem,2.2vw,1.75rem);font-weight:900;color:var(--navy-950);letter-spacing:-.02em;line-height:1.2}.tl-why-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:20px;gap:20px}.tl-why-card{background:var(--off-white,#F8FAFF);border:1px solid rgba(0,0,0,.07);border-radius:16px;padding:28px 24px;display:flex;flex-direction:column;gap:12px}.tl-why-card__icon{width:44px;height:44px;border-radius:12px;background:rgba(232,93,76,.1);color:var(--primary);display:flex;align-items:center;justify-content:center;flex-shrink:0}.tl-why-card__title{font-size:15px;font-weight:800;color:var(--navy-950);letter-spacing:-.01em}.tl-why-card__desc{font-size:13.5px;color:#475569;line-height:1.65}.tl-info{background:#fff;padding:64px 0}.tl-info__header{text-align:center;max-width:640px;margin:0 auto 40px}.tl-info__label{display:inline-flex;align-items:center;gap:6px;font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--primary);margin-bottom:12px}.tl-info__label:before{content:"●";font-size:8px}.tl-info__title{font-size:clamp(1.4rem,2.5vw,2rem);font-weight:900;color:var(--navy-950);letter-spacing:-.02em;line-height:1.2;margin-bottom:12px}.tl-info__sub{font-size:15px;color:#475569;line-height:1.7}.tl-info-grid{display:grid;grid-template-columns:repeat(2,1fr);grid-gap:20px;gap:20px}.tl-info-card{background:var(--off-white,#F8FAFF);border:1px solid rgba(0,0,0,.07);border-radius:16px;padding:24px;display:flex;gap:14px;align-items:flex-start}.tl-info-card__icon{width:40px;height:40px;border-radius:10px;background:rgba(232,93,76,.1);color:var(--primary);display:flex;align-items:center;justify-content:center;flex-shrink:0}.tl-info-card__title{font-size:14px;font-weight:700;color:var(--navy-950);margin-bottom:6px}.tl-info-card__desc{font-size:13px;color:#475569;line-height:1.65}.tl-related{background:var(--off-white,#F8FAFF);padding:56px 0}.tl-related__title{font-size:clamp(1.25rem,2vw,1.6rem);font-weight:800;color:var(--navy-950);text-align:center;margin-bottom:28px;letter-spacing:-.01em}.tl-related-grid{display:grid;grid-template-columns:repeat(2,1fr);grid-gap:14px;gap:14px}.tl-related-link{display:flex;align-items:center;justify-content:space-between;gap:12px;background:#fff;border:1px solid rgba(0,0,0,.07);border-radius:14px;padding:18px 20px;text-decoration:none;color:var(--navy-950);font-weight:600;font-size:14px;transition:box-shadow .15s,transform .15s,border-color .15s}.tl-related-link:hover{border-color:rgba(232,93,76,.3);box-shadow:0 4px 20px rgba(0,0,0,.07);transform:translateY(-1px);color:var(--primary)}.tl-related-link svg{flex-shrink:0;color:var(--primary)}.tl-cta{background:var(--navy-950);padding:72px 0;position:relative;overflow:hidden}.tl-cta:before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse 60% 80% at 50% 50%,rgba(232,93,76,.08) 0,transparent 70%);pointer-events:none}.tl-cta__inner{position:relative;z-index:1;text-align:center;max-width:640px;margin:0 auto}.tl-cta__label{display:inline-flex;align-items:center;gap:6px;font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--primary);margin-bottom:16px}.tl-cta__label:before{content:"●";font-size:8px}.tl-cta__title{font-size:clamp(1.5rem,3vw,2.2rem);font-weight:900;color:#fff;letter-spacing:-.02em;line-height:1.15;margin-bottom:14px}.tl-cta__sub{font-size:15px;color:rgba(255,255,255,.55);line-height:1.7;margin-bottom:32px}.tl-cta__actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}.tl-cta__btn-primary{display:inline-flex;align-items:center;gap:8px;padding:14px 28px;background:var(--primary);color:#fff;border-radius:12px;font-size:15px;font-weight:700;text-decoration:none;border:none;cursor:pointer;transition:opacity .15s,transform .15s}.tl-cta__btn-primary:hover{opacity:.88;transform:translateY(-1px)}.tl-cta__btn-ghost{display:inline-flex;align-items:center;gap:8px;padding:14px 28px;background:rgba(255,255,255,.08);color:rgba(255,255,255,.85);border-radius:12px;font-size:15px;font-weight:600;text-decoration:none;border:1px solid rgba(255,255,255,.12);cursor:pointer;transition:background .15s}.tl-cta__btn-ghost:hover{background:rgba(255,255,255,.12)}.tl-cta__note{font-size:12px;color:rgba(255,255,255,.3);margin-top:16px}@media (max-width:1024px){.tl-calc-grid{grid-template-columns:1fr}.tl-result-panel{position:static}}@media (max-width:768px){.tl-hero{padding:56px 0 48px}.tl-body{padding:40px 0 56px}.tl-form-panel,.tl-result-panel{padding:24px}.tl-result-row-pair{gap:10px}.tl-info-grid,.tl-related-grid,.tl-result-row-pair,.tl-why-grid{grid-template-columns:1fr}.tl-cta__actions{flex-direction:column;align-items:center}}@media (max-width:900px){.tl-why-grid{grid-template-columns:1fr 1fr}}@media (max-width:480px){.tl-hero__title{font-size:1.5rem}.tl-result-primary__value{font-size:1.75rem}}